LIFE STYLE IN SOUTH CYPRUS
- 2023-02-15
South Cyprus, also known as the Republic of Cyprus, is an island country located in the eastern Mediterranean Sea. The island is known for its rich history, beautiful beaches, and Mediterranean climate. Living in Cyprus is a mix of tradition and modernity, with a strong emphasis on family, community, and a love for the outdoors. The island is ideal for newlyweds, families with children, and those looking Cyprus retire.
In this article, we have prepared for you the most relevant information about what is Cyprus like, and life in the Republic of Cyprus, and at the same time, here you will find a comparison between the two parts of Cyprus.
Is Cyprus a good place to live?
At first glance, it may seem that Cyprus is known only for its beaches, but there's more to this small country than meets the eye. Cyprus is known for its ancient history and friendly locals. It is a popular tourist destination and an attractive location for those looking to relocate, whether for work, to retire in Cyprus, or investment. However, as with any location, there are pros and cons to living in Cyprus.
Pros:
- The weather: With over 300 days of sunshine per year, Cyprus is a great place to escape the cold and grey of northern winters. The island's mild climate also makes it perfect for outdoor activities like hiking, swimming, and cycling.
- The food: Cypriot cuisine is a delicious blend of Greek, Turkish, and Middle Eastern flavors. The island is famous for its halloumi cheese, meze (a type of small plate), and fresh seafood.
- The culture: Cyprus has a rich history that spans thousands of years. From the ancient city-states of Kourion and Amathus to the medieval castles of Famagusta and Kyrenia, there is plenty to explore.
- The people: Cypriots are known for their hospitality and friendliness. The island is a pot of cultures, and you'll find a diverse community of people from all over the world.
- The living costs in Cyprus: Compared to many other European countries, the cost of living in Cyprus is relatively low.
Cons:
- Traffic and transportationю Traffic can be heavy and chaotic in the cities, and public transportation is not as well-developed as in some other European countries.
- Limited job opportunities: The island's economy is mainly based on tourism and real estate, which means that job opportunities may be limited in certain fields.
- Political situation: Cyprus has been divided into two parts since 1974 and the UN keeps peacekeeping forces in the island. This political situation may be a concern for some.
- Nature: While the island offers great beaches, it is not as rich in natural landscapes as some other Mediterranean islands, and it lacks in high mountains or dense forests.
- Heat: The island's warm and sunny weather might be a pro for some, but for others, it can become too hot during the summer.
Overall, living in Cyprus has its advantages and disadvantages. The island offers a great quality of life, delicious food, a rich culture, and friendly people, but the traffic and job opportunities are limited. It's important to weigh the pros and cons and determine if it's the right fit for you.
Cyprus safe country
The island is considered to be a relatively safe country for to Cyprus living in, with low crime rates and a stable political environment. The island is a popular tourist destination, with millions of visitors each year, and has a robust infrastructure and well-functioning public services.
One of the main reasons for Cyprus safety is its low crime rate. The island has a relatively low rate of violent crime, and property crime is also relatively uncommon. This is likely due to a combination of factors, including a strong police force, a well-functioning judicial system, and a culture that values respect for the law.
Another aspect of Cyprus safe is the island's political stability. Cyprus has been a member of the European Union since 2004 and is a member of the United Nations.
Despite the fact, the island is also divided into two parts, the northern part controlled by Turkish Cypriots and the southern part controlled by Greek Cypriots, the UN keeps peacekeeping forces and both sides have agreed on a “Green Line” which separates both parts of the island. The island has a stable political environment and is not prone to civil unrest or political upheaval.
The island also has a well-functioning public healthcare system, which is able to provide high-quality medical care to residents and visitors alike. Additionally, Cyprus has a well-developed infrastructure, with a modern road network, public transportation, and telecommunications.
Residency in Cyprus for non-EU citizens
Cyprus is an attractive destination for non-EU expats in Cyprus looking to relocate, whether for work, retire, or investment in property. The island offers a great quality of life, a stable political environment, and a strategic location at the crossroads of Europe, Asia, and Africa.
Obtaining residency in Cyprus as a non-EU citizen is relatively straightforward, and there are several options available:
- The most common way for non-EU citizens to obtain residency in Cyprus is through the Cyprus Permanent Residency Program. This program grants permanent residency to non-EU citizens who make an investment of at least €300,000 in real estate or €2,000,000 in other types of investments.
- Employment or self-employment. This involves obtaining a work permit and setting up a business in Cyprus.
- It's also possible to obtain residency in Cyprus through marriage to a Cypriot citizen
- Through studying in the island.
Once a non-EU citizen has obtained residency, expats in Cyprus have the right to live and work on the island without restriction. They also have the right to access public healthcare and education, and to travel freely within the EU. Additionally, as a member of the EU, Cyprus citizens can live, work and travel anywhere in the EU.
How does residency in Cyprus through buying a property?
Obtaining a residence permit in Cyprus through the purchase of property is a popular option for non-EU citizens looking to move to Cyprus. The process is relatively straightforward, and offers many benefits.
With just four basic steps, you can easily obtain residency
1. To find of property a suitable property. This can be a house, apartment, or any other type of real estate. The property must be located in Cyprus and must be in good condition. The price of the property is not important as long as it meets the investment criteria set by the government.
2. To make the purchase property. This involves signing a sales contract and paying a deposit, usually around 10% of the purchase price. The balance of the purchase price must be paid within a specific time frame, usually within 2-3 months.
3. After the purchase is completed, expats in Cyprus will need to apply for a residence permit. This involves submitting a set of documents, such as a copy of the sales contract, a copy of the title deed, and proof of payment of the purchase price. The application must be made at the Civil Registry and Migration Department (CRMD).
4. Once the application is submitted, the CRMD will process the application and issue a residence permit within a few weeks.
It's important to note that obtaining a residence permit through the purchase of property in Cyprus does not grant citizenship, but it allows the holder to live, work and travel within the EU. Additionally, the property purchased must be kept for a minimum of 3 years and the holder must visit Cyprus at least once every two years.
Traveling to and from Cyprus
Cyprus is a small island that is easy to travel to and from. The island has two international airports, Larnaca International Airport and Paphos International Airport, which serve as major hubs for travel to and from Europe, the Middle East, and North Africa.
- By Air: The most popular way to travel to Cyprus is by air. Both Larnaca International Airport and Paphos International Airport have regular flights from major European cities, as well as from the Middle East and North Africa
- By Sea: There are also ferry services that connect Cyprus with Greece and Turkey
- By road: If you're traveling to Cyprus by car, you can take the road from Turkey to the northern part of the island, however, you need to have a special permit to cross the "Green Line" which separates the northern and southern parts of the island
Once you have arrived in Cyprus, there are several options for getting around the island. The most popular way is by car, as the island has a modern road network. Public transportation is also available, including buses and taxis, but it is not as well-developed as in some other European countries.
Differences between South Cyprus and North Cyprus and can you travel between both?
Cyprus has been divided into two parts since 1974. The southern part of the island is controlled by the internationally recognized government of the Republic of Cyprus, and the northern part of the island is controlled by a self-declared Turkish Cypriot state. These two parts of the island have distinct political, economic, and cultural differences.
The southern part of Cyprus, also known as the Greek Cypriot side, is a member of the European Union and uses the Euro as its official currency. It has a modern infrastructure, a well-developed tourism industry, and a diversified economy. The southern part of the island also has a well-functioning legal system and healthcare system.
Traveling between the two parts of the island is possible, but it is not as simple as traveling within the southern part of the island. A "Green Line" separates the northern and southern parts of the island, and crossing it requires a special permit issued by the authorities. Additionally, there are some restrictions on the types of vehicles and goods that can cross the line.
Citizens of the Republic of Cyprus can cross the line, but they may face restrictions on their travel to the northern part of the island, and their property rights may not be recognized. Non-Cypriot citizens can cross the line with a valid passport and a visa, but they may also face restrictions on their travel and their rights.
It's important to check with the authorities and plan your trip accordingly.
Is it expensive to live in South Cyprus and North Cyprus?
According to Numbeo, a website that provides cost of living information, the cost of living in southern Cyprus for 2022 is lower than in many other European countries. The cost of living index for Cyprus is estimated to be around 46.19, which is lower than in major European cities such as London, Paris, and Rome. The cost of living is an important consideration when you plan to move to Cyprus.
As for accommodation in Northern Cyprus, the monthly cost is also low compared with other European countries. Below we make a small comparison between the two Cyprus
Accommodation
South Cyprus
The cost of renting an apartment in the city center is around €600-800 per month, while the cost of renting a house outside of the city center is around €400-600 per month. The cost of buying a property in southern Cyprus is relatively high, with the average price of a house around €200,000.
North Cyprus
Housing costs in Northern Cyprus are generally lower than in many other European countries. Renting an apartment in the city can cost as little as €200-€300 per month, while a detached house can cost around €500-€800 per month. Buying property in Northern Cyprus is also relatively affordable, with the average cost of a three-bedroom apartment or house being around €100,000.
Food
South Cyprus
The cost of food in southern Cyprus is relatively low, with a meal at an inexpensive restaurant costing around €10-15 per person. Basic grocery items such as bread, milk, and eggs are also relatively inexpensive, with the average cost of a loaf of bread being around €1.
North Cyprus
Food and groceries are also relatively inexpensive in Northern Cyprus. Fresh fruits and vegetables are readily available at local markets and supermarkets, and a meal at a local restaurant can cost as little as €5-€10.
Transportation
South Cyprus
The cost of transportation in southern Cyprus is relatively low, with a one-way ticket on public transportation costing around €1.50. The cost of fuel is also relatively low, with the average price of a liter of gasoline being around €1.40.
North Cyprus
Transportation costs in Northern Cyprus are also relatively low. Public transportation is affordable, with a single trip on a bus or minibus costing around €1-€2. Taxis are also relatively inexpensive, with a short trip costing around €5-€10.
Healthcare
South Cyprus
The cost of healthcare in southern Cyprus is relatively low, with a visit to the doctor costing around €30-40. Prescription drugs are also relatively inexpensive, with the average cost of a prescription being around €10-15.
North Cyprus
Public healthcare is free for residents and visitors, while private healthcare is also reasonably priced.
Overall, the cost of living in both Cyprus is relatively low compared to many other European countries. However, it's important to note that prices may vary depending on the location and the lifestyle.
How much tax will you pay in South Cyprus?
Cyprus is known for its favorable tax regime and is a popular destination for businesses and individuals looking to minimize their tax liabilities. In Cyprus, taxes are levied by the government at both the national and local levels. The main taxes that Cypriot citizens and residents are liable to pay include:
- Income Tax: The income tax rate in Cyprus is progressive and ranges from 0% to 35%. The standard rate of income tax is 20% on the first €19,500 of taxable income and 35% on the portion of taxable income over €19,500.
- Social Security Contributions: Employees and employers are both required to make social security contributions. The employee's contributions are set at 4.8% of their gross salary, while the employer's contributions are set at 8.8% of the employee's gross salary.
- Value Added Tax (VAT): The standard VAT rate in Cyprus is 19%, but certain goods and services, such as basic food items, medical services, and books, are taxed at a reduced rate of 5%.
- Property Tax: Property tax is based on the value of the property and is levied annually. The rate ranges from 0.1% to 0.2% for residential properties and 0.2% to 0.4% for commercial properties.
- Capital Gains Tax: Capital gains tax is charged on the sale of assets, such as property, shares, and bonds. The rate is 20% for individuals and 12.5% for companies.
- Special Contribution for Defense Tax: This is a one-off contribution for defense, charged to the population.
Currency and banking in North Cyprus
The official currency of Northern Cyprus is the Turkish lira, which is also used in Turkey. The exchange rate between the Turkish lira and other major currencies can vary.
Banking in Northern Cyprus is similar to banking in Turkey. There are several major banks operating in Northern Cyprus, including Turkish Cypriot state-owned banks such as the "Central Bank of the Turkish Republic of Northern Cyprus" and private banks such as "Turkish Bank" and "Yapi Kredi Bank". These banks offer a range of services, including checking and savings accounts, loans, and credit cards.
However, because Northern Cyprus is not recognized by the international community as an independent state, it can be difficult for foreign visitors to open bank accounts or use credit cards. The European Union has also imposed economic sanctions on Northern Cyprus, which further complicate banking and financial transactions.
Many businesses in Northern Cyprus also accept payment in foreign currencies, such as the euro or US dollar, as well as Turkish lira. Visitors may also find it helpful to carry cash in multiple currencies to ensure they can make purchases and access cash from ATMs.
Overall, while banking in Northern Cyprus is similar to banking in Turkey, the lack of international recognition and economic sanctions can make it more difficult for foreign visitors to access banking services. It is important for travelers to keep these factors in mind when visiting Northern Cyprus and to plan accordingly.
Medicine in both Cyprus
South Cyprus
South Cyprus has a well-functioning public healthcare system that provides high-quality medical care to residents and visitors alike. The public healthcare system in Cyprus is funded by the government through a combination of taxes and social security contributions.
The public healthcare system in Cyprus is divided into two main parts: the government-run hospitals and the semi-governmental hospitals. The government-run hospitals are funded by the government and provide most of the basic services, while the semi-governmental hospitals are funded by the government but also receive funding from other sources, such as private donations.
The public healthcare system in Cyprus is divided into three levels: primary, secondary, and tertiary healthcare. Primary healthcare is provided by general practitioners and dentists, secondary healthcare is provided by general and specialized hospitals, and tertiary healthcare is provided by specialized hospitals and clinics.
The public healthcare system in Cyprus is generally considered to be of a high quality. The island has a well-trained medical staff, advanced equipment, and a good selection of specialized services. However, as with any healthcare system, there may be long wait times for certain services and it's important to note that the healthcare system may be overwhelmed during the peak tourist season.
All Cypriot citizens and legal residents are entitled to receive healthcare services through the public healthcare system. The services are provided free of charge for Cypriot citizens and legal residents, but there may be charges for certain services, such as prescription drugs. Visitors to the island can also access the public healthcare system, but they will be required to pay for the services they receive.
Northern Cyprus
Medicine in Northern Cyprus is considered to be of high standard, with a number of well-equipped hospitals and clinics located throughout the region. The healthcare system in Northern Cyprus is based on the British National Health Service (NHS) model, with a mix of private and public healthcare facilities available to residents and visitors.
One of the main public hospitals in Northern Cyprus is the Dr. Burhan Nalbantoğlu State Hospital, located in the capital city of Nicosia. It offers a wide range of services, including emergency care, inpatient and outpatient treatment, and specialized clinics for conditions such as cancer and heart disease.
In addition to the state hospital, there are also several private hospitals and clinics in Northern Cyprus, many of which offer specialized treatments and procedures not available at the state hospital.
So, the healthcare system in both Cyprus is considered to be well-developed and able to provide high-quality medical care to residents and visitors alike.
British Residents Society (BRS) in Cyprus
The British Residents Society (BRS) in Cyprus is a non-profit organization that serves as a voice for the British expat community on the island. The society was established in the early 1980s and has since grown to become one of the most active and influential groups representing the interests of British nationals living in Cyprus.
The main goal of the BRS is to provide support, assistance, and a sense of community for British residents in Cyprus. The society offers a wide range of services to its members, including social events, networking opportunities, and information on local laws and regulations that may affect British expats. The BRS also works closely with local authorities and government officials to ensure that the rights and needs of British residents are taken into account when making decisions that affect the expat community.
The BRS is governed by an elected committee of volunteers, who are responsible for managing the society's activities and finances. The committee meets regularly to discuss and plan upcoming events and initiatives, and to address any issues or concerns that have been raised by members. The BRS also has a number of sub-committees, such as a Social Committee, a Legal and Information Committee and a Charity Committee, which focus on specific areas of interest to the society's members.
One of the BRS's main activities is the organization of social events and gatherings, which provide a great opportunity for members to meet and socialize with other British expats living in Cyprus. The society also runs a number of interest groups, such as a walking group, a book club, and a gardening group, which provide a platform for members to share their hobbies and interests with others.
The BRS is also actively involved in charitable work, and regularly organizes fundraising events for local charities. The society also works closely with other organizations and charities that support the expat community in Cyprus, such as the Cypriot Community Welfare Association and the Red Cross.
In conclusion, the British Residents Society is an important organization that plays a vital role in the lives of British expats living in Cyprus.
Living in Cyprus: final thoughts
In summary, the lifestyle in South Cyprus is a mix of tradition and modernity. Family and community are highly valued, and the island's Mediterranean climate, rich history, and delicious food make it a wonderful place to live. The island's outdoor activities, ancient ruins, and delicious food are just some of the many reasons why it is a good place to Cyprus living and visit.